The use of any product, service or feature (the "Materials") available through the internet web sites accessible at OrientConsultancy.com (collectively, the "Web Site") by any user of the Web Site ("You" or "Your" hereafter) shall be governed by the following terms of use :

• This Web Site is provided by Orient Consultancy Services (hereinafter referred to as "OrientConsultancy" ) shall be used for informational purposes only. By using the Web Site or downloading Materials from the Web Site, You hereby agree to abide by the terms and conditions set forth in this Terms of Use. In the event of You not agreeing to these terms and conditions, You are requested by OrientConsultancy not to use the Web Site or download Materials from the Web Site.

• This Web Site, including all Materials present (excluding any applicable third party materials), is the property of OrientConsultancy and is copyrighted and protected by worldwide copyright laws and treaty provisions. You hereby agree to comply with all copyright laws worldwide in Your use of this Web Site and to prevent any unauthorized copying of the Materials. OrientConsultancy does not grant any express or implied rights under any patents, trademarks, copyrights or trade secret information.

• OrientConsultancy has business relationships with customers, suppliers, governments, and others. For convenience and simplicity, words like joint venture, partnership, and partner are used to indicate business relationships involving common activities and interests, and those words may not indicate precise legal relationships.

Subject to the terms and conditions set forth in these Terms of Use, OrientConsultancy grants You a non-exclusive, non-transferable, limited right to access, use and display this Web Site and the Materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Web Site in any manner. Unless otherwise specified, the Web Site is for Your personal and non-commercial use. You shall not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web Site.

This is to inform and clarify that individuals (including but not limited to employees of OrientConsultancy and referred to as “Individuals” hereafter) may contribute articles and opinions on this Web Site entirely at the sole discretion of OrientConsultancy, in the form of “blogs”, as such term is generally understood. You hereby acknowledge and agree that these blogs constitute the opinion of the Individuals in their personal capacity, and may not represent official positions of OrientConsultancy in any manner. OrientConsultancy retains all copyright to these blogs.

You may be permitted to post comments and feedback to these blogs. By doing so, You expressly agree and acknowledge to abide by the following:

• You shall not defame, abuse, harass or threaten OrientConsultancy or any third party, or otherwise violate the legal rights of OrientConsultancy or any third party.

• You shall not contribute any content or take any action that may in any manner adversely affect the reputation of OrientConsultancy, or that is otherwise detrimental to OrientConsultancy.

• You shall not in any manner publish or post any inappropriate, defamatory, infringing, obscene, racist, terrorist, politically slanted, indecent or unlawful topic, name, material or information.

• You shall not use profane and objectionable language or abbreviations. You shall not use any character(s) as a substitute for objectionable language.

• You shall not conduct any contests or publish or propagate any forwards.

• You shall not defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity but not limited to the foregoing) of any other party including OrientConsultancy.

• You shall not publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.

• You shall not upload or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless You own or control the rights thereto or have received all necessary consent to do the same.

• You shall not upload files that contain viruses, trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property of another.

• You shall not advertise or offer to sell or buy any goods or services for any business purpose

• You shall not download any file posted that You know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.

• You shall not falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

• You shall not create a false identity for the purpose of misleading others.

• You shall not in any way deface or vandalize this Web Site, or prevent or restrict others from using this Web Site.

• You shall indemnify and hold harmless OrientConsultancy from any claims and loss incurred by OrientConsultancy as a result of Your violation of these Terms of Use.

• You acknowledge that OrientConsultancy may, at its sole discretion, monitor, remove or edit any content that You contribute. OrientConsultancy may also pursue remedies available to it under law for any violation of these terms and conditions.

The Web Site makes information of third parties available, including articles, analyst reports, news reports, tools to facilitate calculation, company information and data about financial markets, including any regulatory authority and other financial markets and other data from external sources (the "Third Party Content"). You acknowledge and agree that the Third Party Content is not created or endorsed by OrientConsultancy. The provision of Third Party Content is for general informational purposes only and does not constitute a recommendation or solicitation to purchase or sell any securities or shares or to make any other type of investment or investment decision. In addition, the Third Party Content is not intended to provide tax, legal or investment advice. You acknowledge that the Third Party Content provided to You is obtained from sources believed to be reliable, but that no guarantees are made by OrientConsultancy or the providers of the Third Party Content as to its accuracy, completeness, timeliness. You agree not to hold OrientConsultancy, any business offering products or services through the Web Site or any provider of Third Party Content liable for any investment decision or other transaction You may make based on Your reliance on or use of such data, or any liability that may arise due to delays or interruptions in the delivery of the Third Party Content for any reason

By using any Third Party Content, You may leave this Web Site and be directed to an external website, or to a website maintained by an entity other than OrientConsultancy. If You decide to visit any such site, You do so at Your own risk and it is Your responsibility to take all protective measures to guard against viruses or any other destructive elements.

OrientConsultancy makes no warranty or representation regarding, and does not endorse, any linked web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that OrientConsultancy or this Web Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of OrientConsultancy or any of its affiliates or subsidiaries. You hereby expressly acknowledge and agree that the linked sites are not under the control of OrientConsultancy and OrientConsultancy is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. OrientConsultancy is not responsible for webcasting or any other form of transmission received from any linked site. OrientConsultancy is providing these links to You only as a convenience, and the inclusion of any link shall not be construed to imply endorsement by OrientConsultancy in any manner of the website.

THIS WEB SITE, THE INFORMATION AND MATERIALS ON THE SITE, AND ANY SOFTWARE MADE AVAILABLE ON THE WEB SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NON INFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. THERE IS NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THIRD PARTY CONTENT. INSPITE OF ORIENTCONSULTANCY’ BEST ENDEAVOURS, THERE IS NO WARRANTY ON BEHALF OF ORIENTCONSULTANCY THAT THIS WEB SITE WILL BE FREE OF ANY COMPUTER VIRUSES. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

IN NO EVENT SHALL ORIENTCONSULTANCY OR ANY OF ITS SUBSIDIARIES OR AFFILIATES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THIS WEB SITE OR ANY LINKED WEB SITE, EVEN IF ORIENTCONSULTANCY IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE WEB SITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL AND CLERICAL ERRORS. ORIENTCONSULTANCY EXPRESSLY DISCLAIMS ANY OBLIGATION(S) TO UPDATE THIS WEBSITE OR ANY OF THE MATERIALS ON THIS WEBSITE. ORIENTCONSULTANCY DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE WEB SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. ORIENTCONSULTANCY RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE WEB SITE. ORIENTCONSULTANCY MAY MAKE ANY OTHER CHANGES TO THE WEB SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE WEB SITE AT ANY TIME WITHOUT NOTICE. THIS WEB SITE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS TECHNICAL ADVICE OF ANY MANNER.

OrientConsultancy does not claim ownership of the materials You provide to OrientConsultancy (including feedback and suggestions) or post, upload, input or submit to any section of the Web Site, (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting ("Posting") Your Submission You are granting OrientConsultancy, its affiliated companies and necessary sub-licensees permission to use Your Submission in connection with the operation of their Internet businesses (including, without limitation, all services offered by OrientConsultancy), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat Your Submission; to publish Your name in connection with Your Submission; and the right to sublicense such rights to any other party.

You hereby acknowledge and agree that no compensation shall be paid or no future commercial consideration has accrued with respect to the use of Your Submission by OrientConsultancy, as provided herein. OrientConsultancy shall be under no obligation to post or use any Submission You may provide and OrientConsultancy shall remove any Submission at any time at its own sole discretion.

By Posting a Submission You hereby warrant and represent that You own or otherwise control all of the rights required under worldwide law for Your Submission as described in these Terms of Use including, without limitation, all the rights necessary for You to provide, post, upload, input or submit the Submissions.

The following returns policy applies to ALL products purchased from OrientConsultancy regardless of type. Any product purchased from us that has been used cannot be returned if damaged. We accept no responsibility for malicious damage or improper assembly. In all cases the product should first be assembled ready for use and FULLY TESTED for correct operation. WE DO NOT REFUND, EXCHANGE or REPAIR PRODUCTS UNDER WARRANTY THAT HAVE BEEN DAMAGED IN ANY WAY. Please Note- If any products returned to us are found to be faulty due to accident, damage, neglect or misuse, the PRODUCT will not be repaired or replaced unless the cost of repair is met in full. The product will be held until payment is made in full for any repairs carried out and the return carriage costs paid. If any adjustments or modifications have been made to our products, they will NOT be accepted. All Products Carry a Limited Warranty, Only Mechanical Faults Are Covered. Broken/Damaged Units Will Not Be Credited or Exchanged. This does not affect your statutory rights. We do not refund return postage costs, the buyer is responsible for all return carriage costs under all circumstances. A 20% re-stocking fee will be deducted for any returned items that are damaged in any way.

The purchaser also acknowledges that some health products are inherently dangerous and hazardous, and that use of the product involves the risk and danger of bodily injury for example allergic reactions etc. OrientConsultancy cannot accept responsibility for any such cases and all products should be used with caution.

Purchaser agrees to comply with all applicable laws governing the use of the products, and to observe all appropriate safety precautions.

Purchaser fully accepts and assumes responsibility for all such risks, losses, costs and damages incurred as a result of the use of the product. Your purchase of the product shall constitute your release and indemnity in favour of OrientConsultancy, its directors from and against any and all claims or injuries of every kind resulting from use or operation of the product.

As a condition of Your use of the Web Site, You shall not use the Web Site for any purpose(s) that is unlawful or prohibited by the Terms of Use. You shall not use the Web Site in any manner that could damage, disable, overburden, or impair any OrientConsultancy server, or the network(s) connected to any OrientConsultancy server, or interfere with any other party's use and enjoyment of any services associated with the Web Site. You shall not attempt to gain unauthorized access to any section of the Web Site, other accounts, computer systems or networks connected to any OrientConsultancy server or to any of the services associated with the Web Site, through hacking, password mining or any other means. You shall not obtain or attempt to obtain any Materials or information through any means not intentionally made available through the Web Site.

You agree to indemnify and hold harmless OrientConsultancy, its subsidiaries and affiliates from any claim, cost, expense, judgment or other loss relating to Your use of this Web Site in any manner, including without limitation of the foregoing, any action You take which is in violation of the terms and conditions of these Terms of Use and against any applicable law.

OrientConsultancy reserves the rights, at its sole discretion, to change, modify, add or remove any portion of these Terms of Use in whole or in part, at any time. Changes in these Terms of Use will be effective when notice of such change is posted. Your continued use of the Web Site after any changes to these Terms of Use are posted will be considered acceptance of those changes. OrientConsultancy may terminate, change, suspend or discontinue any aspect of the Web Site, including the availability of any feature(s) of the Web Site, at any time. OrientConsultancy may also impose limits on certain features and services or restrict Your access to certain sections or all of the Web Site without notice or liability. You hereby acknowledge and agree that OrientConsultancy may terminate the authorization, rights and license given above at any point of time at its own sole discretion and upon such termination; You shall immediately destroy all Materials.

This Site is controlled, operated and administered by OrientConsultancy from its offices within India. OrientConsultancy makes no representation that Materials on this Web Site are appropriate or available for use at any other location(s) outside India. Any access to this Web Site from territories where their contents are illegal is prohibited. You may not use the Web Site or export the Materials in violation of any applicable export laws and regulations. If You access this Web Site from a location outside India, You are responsible for compliance with all local laws.

These Terms of Use shall be governed by the laws of India, without giving effect to its conflict of laws provisions. You agree that the appropriate court(s) in Bangalore, India, will have the exclusive jurisdiction to resolve all disputes arising under these Terms of Use and You hereby consent to personal jurisdiction in such forum.

These Terms of Use constitutes the entire agreement between OrientConsultancy and You with respect to Your use of the Web Site. Any claim You may have with respect to Your use of the Web Site must be commenced within one (1) year of the cause of action. If any provision(s) of this Terms of Use is held by a court of competent jurisdiction to be contrary to law then such provision(s) shall be severed from this Terms of Use and the other remaining provisions of this Terms of Use shall remain in full force and effect.